Resume for vikrant P. for Banker / Bank Teller / Banking in Pune, India
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|VIKRANT P. | |
|UAE Mobile: + – – , India Mobile:+ / | |
| | |
|Email: / | |
To obtain a position as a member of “Core Management Team” that utilises my skills, strategic thinking, multi
cultural experience, work ethic, achievements and ability to lead and consistently achieve the organisational goals.
< A professional with years’ of crossfunctional, multicultural experience in Banking & Financial Services
sector in the areas of Start ups, Profit Centre management, Strategy implementation, Risk Management
including Credit, Liquidity, Market, Interest, Operational Risk etc., Operations, Quality Assurance,
Compliance, and Client Service
< Proven track record of implementing strategy, over achieving business objectives and the ability to take a business
to the next level. Strategic thinking and implementation abilities to draw up and roll out strategic imperatives for the
organisation, including products, processes, striking business alliances with rd parties.
< Adroit in heading various activities, viz. Quality Assurance, Credit Appraisal, Credit Administration, Collections &
Legal, Recovery, Operations, Marketing Finance, Systems, Risk Management, Mortgage, Bank Assurances, and
< Rich experience in building & driving teams for running successful credit operations & experience of
developing procedures for start up ventures, and steering organisationwide growth to a market leadership status.
< Proficiency in leading all aspects of mortgage operations, credit appraisal and establishing NRI
< Possess a flexible & detail oriented attitude.
< Experience in working under crosscultural and multilingual environments.
< Demonstrated skills in team supervision and relationship management as well as exceptional
communication abilities to cut across the organizational levels and accomplish targets.
< Ability to bring about a comprehensive turnaround.
< Rich experience in Organisational review & restructuring, strategizing, performance
management, People development and Leadership
> Superior Client Service: Responds to client needs in a manner that provides added value and generates genuine
> Leadership: Is motivated to achieve success and to inspire others to do so whilst continuing to develop the
necessary skills and experience to perform well and continuously develop.
> Problem Solving & Decision Making: Involves identifying and analysing problems, prioritising issues, identifying
root causes and implementing rational/sensitive solutions for results.
> Integrity & Ethics: Is the drive to consistently behave in a way which generates trust, the ability to consistently
demonstrate core values and objectives to colleagues and external clients in all situations. Walks the Talk.
> Teamwork & Collaboration: Has the ability to work collaboratively within diverse teams, work groups and across
the organisation to achieve group and organisational goals. Solicits inputs by genuinely valuing others’ ideas and
> Flexibility & Adaptability: Has the ability and willingness to adapt to work effectively within a variety of diverse
situations, and with diverse individuals or groups, understanding and appreciating different and opposing
perspectives on an issue. Adapts the approach as situations change, rapidly adapts to new information, ideas,
changing conditions or unexpected obstacles.
> Development of Self & Others: Is committed to continuous professional development and to help colleagues to
develop their skills and behaviours for their own sense of accomplishment and personal satisfaction as well as
fulfilling the needs of the business. Keeps abreast and takes responsibility for self development in areas of new
information and best practices in chosen field.
> Communication skills: Focuses on fostering open and honest communication and facilitating multiway
communication internally and externally, involves providing clear, consistent verbal and nonverbal messages to
support the vision and strategy of the organisation. Adapts style to suit the needs of internal / external clients.
> Result Orientation: Is able to focus personal efforts on achieving results consistent with the set strategic
> Business Acumen: Has the ability to understand the business implications of decisions and the ability to strive to
improve organisational performance. This requires an awareness of business issues, processes, and outcomes as
they impact the client and the organisations’ business need.
|Position |Organization |From |To |
|Head of Risk |Cosmos Bank Ltd. |Jan |Till date |
|Managing Partner |Valzon Consulting & Training |June |Dec |
|Head Quality Assurance & Strategy | |October |June |
|Implementation | | | |
| |Abu Dhabi Finance PJSC, Abu Dhabi | | |
|Head Credit Admin. & Client Service | |November |October |
|Senior Manager | |July |November |
|Head Credit Administration Country |Barclays Global Retail and |July |July |
|Head |Commercial Banking,UAE | | |
|Head International Business based @ | |December |July |
|Dubai | | | |
| |LIC Housing Finance Limited | | |
|Area Manager | |May |December |
|Deputy Manager | |June |May |
|Assistant Manager | |May |June |
|Executive Assistant | |August |May |
Cosmos Bank Ltd.
Cosmos Bank, year old, is one the oldest bank in India, the second biggest Urban Cooperative commercial bank
Head of Risk CRO
Reporting to Managing Director
. Responsible for developing the Bank’s risk management framework, including establishing the risk
management mechanisms, to identify, assess, monitor, measure and control a broad spectrum of risks,
including Credit, Operational, Market, Interest, Liquidity, Business, Legal etc.
. Lead and guide the ALCO to develop strategies for liquidity and balance sheet management
. Facilitate the development of clearly defined and updated IT and Information Security
related policies and processes by overseeing the function of CISO
. Direct compliance to obtain updates on regulatory changes pertaining to the bank’s risk
. Facilitate Create KPIs for performance and quality measurement purposes
. Facilitate the development of clearly defined & updated policies & procedures for risk
. Assist in the establishment of a limits structure for the bank and for managing the risk
. Lead and guide the Bank Risk Department’s annual budgeting process
. Establish a mechanism for reporting of excess/exceptions to approved limits
. Overall responsibility for the timely review of process/products/credit facility applications
. Proactively providing risk management advice across the group, proactively identifying
emerging risks and advising the Board on appropriate risk management options;
. ÊOverseeing risk reporting to the Board on risk management best practice;
. ÊHelping managers at all levels across the organisation ensure that risk management is
embedded at an operational level within the business and that staff at all levels are aware
of and manage risk as a core part of their responsibilities;
. ÊProviding early risk management advice to the Board and senior managers on new or
unusual activities e.g. major acquisitions, expansion into new markets;
. ÊAdvising or training staff at all levels on core and ongoing risk management issues e.g.
antifraud practices, the identification of ‘red flags’ and the importance of customer /
supplier due diligence.
. ÊActing as the company AntiFraud Officer with involvement in sensitive fraud cases;
. ÊProviding business continuity advice to the Board, including acting as a member of the
Crisis Management Team if required;
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