[var] => cut_url
<pre>Array ( [var] => cut_url ) </pre> Resume for Bisharat A. for Banker / Bank Teller / Banking in Karachi, Pakistan. Search More Resumes for Banker / Bank Teller on #V27XAIK94

Search Resumes

Post Jobs

Job Seekers:
Post Your Resume


Resume for Bisharat A. for Banker / Bank Teller / Banking in Karachi, Pakistan

Occupation: Banker / Bank Teller Industry: Banking
Country: Pakistan City: Karachi
State: Sindh ZIP: 74000

View Complete Resume   Download Resume [
    [name] => cut_url
Share Share

< Back to search results Preview: For the complete resume and contact info please download it.

    [var] => content
    [type] => preview
    [var] => cut_url
Bisharat A.
Flat No. , nd Floor, Plot No. C/II,
Lane , Sehar Commercial Area, DHA Phase VII
Res. Cell: Email:
WellquA.fied and result oriented Banking Professional with more than three years of successful
experience in positions of increasing responsibilities and duties. Goodperformer with track record of
consistently meeting or exceeding key result areas goals and senior management expectations. Skilled at
banking knowledge and providing guidance to the banks and development financial institution DFIs in
line with the prudential regulations, the Banking Companies Ordinance, , good corporate governance
as well as the Basel II Capital Accord. Team player with polished communication skills: verbal, written,
presentation, and rapport building.
Financial Statement Analysis
Risk Analysis
Banking Regulations
Problem Solving
Decision Making
Interpersonal Skills
Conflict management
Time Management
• Compliance and Regulations
• Risk Management
State Bank of Pakistan April Present
Deputy Director July – Present
Supervising Officer Offsite Supervision & Enforcement Department October – June
Supervised banks:
National Bank of Pakistan
First Women Bank Limited
Pak Kuwait Investment Company Pvt. Limited
Saudi Pak Industrial & Agricultural Investment Company Pvt. Limited
NIB Bank Limited
KASB Bank Limited
Pak Brunei Investment Company
in line with the regulatory requirements of “State Bank of Pakistan,” “Basel II,” “Banking Companies
Ordinance,” and other regulatory requirements to ensure their meticulous compliance through:
• Takingup enforcement plans with the banks/DFIs against the observation pointed out in
regulatory inspection reports, based on CAMELS ratings.
• Monitoring responses of banks regarding the observations/issues pointed out in regulatory
inspection reports, based on CAMELS ratings
• Study/ Reviewing the minutes of the BOD meetings received from the banks and taking up the
issues of concern if new or material with the banks/DFIs, or the resolutions passed against the
spirit of “Prudential Regulations,” “Banking Companies Ordinance ,” and other regulatory
• Reviewing and Examining the Management Letter and Director’s Reports received from the
external auditors of the banks/DFIs and take up the matters of concern, if any.
• Takingup the issues of concern highlighted through “Market Intelligence System” with the
• Holding /arranging meetings with the Board of Directors, senior management of concerned
banks/DFIs to discuss various issues pertaining with the banks and decide upon a sound resolution
of the same.
• Analyzing the “Quarterly Financial Statements” of banks and preparing the “Off site Surveillance
Reports” A.gned with CAELS ratings.
• Research: Preparing a summary of “Nonperforming loans on quarterly basis for MIS purposes
and submitting the same to competent authority.
• Imposing penalties against the regulatory violations committed by banks, and if contested the
same by bank, reviewing banks’/DFIs’ request for refund of penalty.
• Monitoring responses of banks/DFIs regarding special inspection reports/ Minutes of BOD
meetings/ Offsite surveillance reports/ Management Letters.
• RCOA: assisting and providing guidance to the banks to successfully submit an error free
“Quarterly Financial Statements” based on Reporting Chart of Accounts developed by “State Bank
of Pakistan.” Microfinance April – March
Accounts Officer Finance Department June – March
• Prepare the Financial Statements of the branch to be submitted onward to head office.
• Prepare budget & business plan of the branch on monthly/quarterly/ annually basis.
• Supervise the administration unit at branch level.
Customer services Officer Credit Department April – May
• Prepare cash flow of the customers
• Prepare credit rating of the customer
• Process the credit requests
• Administer the loan portfolio
• Monitor the loan portfolio
• Recover the loan amount
College of Management Sciences and Information Technology, Sukkur April – February
Lecturer Department of Business Administration
Shaheed Zulfiqar A. Bhutto Institute of Science and Technology, Karachi Campus
MS: Management Sciences Finance
under progress
credit hours
Related Subjects:
• Financial Derivatives
• Organizational Development
• Managerial Economics
• QuA.tative research & Research Methodology
• Change Management
• Investment Analysis and Portfolio Management
Shah Abdul Latif University, Khairpur
MBA: Finance , GPA: .
Related Subjects:
• Investment in Securities and Stock Analysis;
• Operations Research;
• Principles of Accounting, Cost & Managerial Accounting and Financial Accounting;
• Micro, Macro & Managerial Economics;
• Management, Organizational Behavior and Human Resources management;
Business Statistics and Mathematics.
Shah Abdul Latif University, Khairpur
B SC.: Statistics – , nd Division
PakLibya Holding Company Pvt. Ltd., Karachi
June – July Internship – Human Development Institute
April , Customer Services Officers Training Program
December one week Accounts Officers Training Program
National Institute of Banking & Finance, Islamabad
April – September State Bank Officers Training Scheme.
National Bank of Pakistan
January – February weeks Hands on Training Program
February ,
Treasury and Fund Management
Hands on Training Program, February – March weeks
National Institute of Banking & Finance, Karachi
APR – , Corporate Governance & Social Responsibility Financial Institutions
July – , Problem Solving and Decision Making Skills
Institute of Bankers Pakistan
April , Implementation of Basel II MCR: SBP Reporting
June – , Leadership Knowledge: Volition, Action
Learning Resource Centre – State Bank of Pakistan
November , Stress Testing
January ,
Credit Review
JNMDC – National Bank of Pakistan
February ,
Treasury and Fund Management
Level – VII “English L

Not Enough Credits
Sorry, but you don't have enough credits to download this resume.

Purchase more credits
Not Available
Sorry but this resume is not available for download. Please choose another!

Confirm Download

Would you like to download  for 1 credit?

You have  credits left.

Yes No 

Don't ask me again
Confirm View Complete Resume

Would you like to view  for 1 credit?

You have  credits left.

Yes No 

Don't ask me again