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<pre>Array ( [var] => cut_url ) </pre> Resume for Puneet T. for Loan Officer / Underwriting / Banking in Aurangabad, India. Search More Resumes for Loan Officer / Underwriting on #9XS4K2942

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Resume for Puneet T. for Loan Officer / Underwriting / Banking in Aurangabad, India

Occupation: Loan Officer / Underwriting Industry: Banking
Country: India City: Aurangabad
State: Maharashtra ZIP: 431003

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Email: Ph: M + L +
, N, Near High Court, CIDCO, Aurangabad, Maharashtra, India
Seeking to continue my professionalism, where my dedication, expertise and talent will definitely
bring the organization a sharper edge within the industry. Aspire for a challenging position to
contribute to the company’s growth, in turn ensuring personal growth
Meticulous and versatile professional offering years of experience in the Banking Credit Research
& Analysis sector, coupled with an MBA in Finance from ICFAI, Hyderabad
• Exceptional understanding of wide range of banking products with sound knowledge in preparing
credit appraisals and evaluation of credit requirements of potential customers
• Strong understanding of core business processes and technology strategies with an aim to design
and develop processes that generate Cost Savings for the business
• Research aptitude backed with flair for information mining and analytical mindset to present
information to enable critical decision making
• Proficient in providing high standards of Customer Service and maintaining quality and service
norms to achieve customer satisfaction
• Skillful at monitoring and motivating workforce to enhance their efficiencies and assist them
to deliver quality services to clients
• Highly articulate, demonstrating exceptional relationship building, communication, decision
making, analytical and interpersonal skills across all levels including management, employees
and external agencies
• Proficient with Windows Series, MS Office, Computer Hardware & Software and C / C++ Basic
• Credit Evaluation & Appraisal
• Credit Rating
• Banking Operations
• Research & Analysis
• Understanding Financial Statements
• Requirement Gathering & Analysis
• Client Relationship Management
• Risk Management
|Customer Relationship Executive Medium Enterprises, SBH, Aurangabad|Jun’ till date|
|Electrical Engineer, Reliance Engineering Pvt. Ltd., Udaipur |Oct’ – Feb’ |
Key Deliverables:
• Responsible for evaluating and preparing credit appraisals of Fund Based Facilities like Working
Capital , Term Loan etc and Non Fund Base facilities like Bank Guarantee , Letters of Credit etc
as per guidelines set in the Bank’s credit policy as well as by RBI
• Pivotal in evaluating credit requirements of potential customers in the Wholesale SME and C & I
banking segment
• Instrumental in preparing credit assessment notes covering detailed analysis of the business,
industry, management and financials
• Key role in finalizing terms & conditions like facility to be provided, structure etc., of proposals by
working closely with the Relationship Managers
• Accountable for processing all proposals within timelines ensuring strict adherence to TAT and
• Involve in analysis of balance sheet and other financial statements and identify various risks
factors involved
• Key role in working collaboratively & proactively with all stakeholders in enhancing operational
process improvements and bringing change in practices for better communication, efficiency,
costs and attain better service
• Instrumental in understanding requirements, collecting and documenting data for market
research, market segmentation research and client specific market research
• Responsible for monitoring and analyzing market trends adhering to forecasts, penetration and
• Involve in industry / sector research and analysis including thorough research from reliable
secondary sources to analyze the structure, past performance, future outlook, key developments
and risks of the industry
• Instrumental in performing Risk analysis for the Bank’s clients and allotting risk categories
post due diligence checks
• Accountable for supporting preparation, reconciliation for approval / decline of credit
• Instrumental in identifying / assessing discrepancies by reviewing individual credits and
supporting securities including compliance with policies, procedures and regulations thereby
enabling assessment of commercial and corporate credit risk
• Key role in working in close collaboration with Risk Management in highlighting potential
• Instrumental in developing and maintaining cordial relations with existing and potential
customers to increase client base ensuring highest and quality customer service and
strengthening benevolence in the market to increase business profits and maintain business
• Currently pursuing ICWA
• MBA in Finance from ICFAI Business School, Hyderabad in
• B E in Electrical Engineering from University of Rajasthan in
• Founder Member of The IBS Times College Newsletter
• President of Stockyard College Knowledge Club
• Executive Member of Prayaas A club for upliftment of poor people
• Member of College Mess Committee
• Active Volunteer in organizing MANTHAN an inter college seminar
Date of Birth:
th June,
Linguistic Proficiency:
English and Hindi
Permanent Address:
, Muktanand Nagar, Gopalpura Mod, Tonk Road, Jaipur –
Rajasthan, India
Furnished upon request

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