[var] => content
[type] => preview
[var] => cut_url
Kevin M. M.
Creek Court ■ Fort Mill, SC
Home ■ Cell ■
Mortgage professional with
experience in Management, Underwriting, and Sales. Accomplishments range
from development & implementation of process improvements, building
relationships between departments, and Training personnel though ongoing
Homecoming Financial GMAC
affiliate Senior Underwriter Charlotte, NC
Analyzed and underwrote Standard
FNMA conforming programs & Homecomings subprime product line on
a wholesale basis. Reviewed guidelines and/or supporting paper trail
to meet customer needs or Counteroffer other programs. Proficient with
automated underwriting, paperless processing and fraud detention tools.
Awarded $ Million
dollar signing authority based on quality reviews.
Wilmington Finance AIG
Affiliate Underwriting Manager Charlotte, NC
Managed the Underwriting Department
Focused and Trained
employees on increasing production and quality by utilizing secondary
feedback to apply to front end decisionmaking – and by establishing
monthly production Tiers based on PTO and experience level to manage
total new file turnaround timeframes.
between management and employees by developing a quarterly review focused
on Quality, Quantity, Service and Attitude. The Quarterly review was
successfully implemented by other departments.
Reviewed and approved
guideline exceptions over the Underwriter’s authority.
Alterna Mortgage Asst
Vice President/Sr Underwriter
Managed daily operations for
a small size alternative mortgage lending company on a wholesale basis.
Analyzed and underwrote Alternative product mix to assure loans met
company guidelines for TN, NC, & SC region. Trained & supported
operations & sales staff on underwriting requirements and/or program
thru RMIC. As an Officer, obtained NC loan officer license.
review process by setting up relationships with rd party
Desk/Field review vendors.
Managed inside production personnel
of employees in Mid Atlantic to Northeastern Regions.
to run their teams like a small business by balancing good service and
salesmanship with sound underwriting decisions.
Group within the company each year. In , region achieved over
Million in Broker wholesale business while maintaining the lowest day
inventory Nonsellable loans in the company.
In February ,
given a new region to rebuild the inside production staff. Developed
and trained new employees, increasing the Regions volume from the previous
year and maintaining the lowest day inventory.
Reviewed and approved
guideline exceptions over Sr. Underwriter’ &/or Team leader’
Managed & directed
the company’s relationship with rd party Credit &
Flood vendors. Negotiated a pricing reduction to credit report costs
and established the credit report format on the report.
leadership with process improvements that resolved bottlenecks as the
company continued to grow.
incentive trip to the Bahamas for highest volume.
Household Finance Corporation
Developed direct retail account
business, processed & preunderwrote files prior to submittal for
Member, HFC President’s
club. Won several incentive trips to Puerta Vallarta and Chicago for
Major: Criminal Justice & Sociology, Minor: Business administration,