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<pre>Array ( [var] => cut_url ) </pre> Resume for kevin M. for Loan Officer / Underwriting / Banking in Fort Mill, South Carolina. Search More Resumes for Loan Officer / Underwriting on #W54PBKNN2

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Resume for kevin M. for Loan Officer / Underwriting / Banking in Fort Mill, South Carolina

Occupation: Loan Officer / Underwriting Industry: Banking
Country: United States City: Fort Mill
State: South Carolina ZIP: 29715

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                                                               Kevin M. M.

Bubbling Creek Court ■ Fort Mill, SC

Home  ■  Cell  ■   


Mortgage professional with experience in Management, Underwriting, and Sales. Accomplishments range from development & implementation of process improvements, building relationships between departments, and Training personnel though ongoing constructive feedback.


Homecoming Financial GMAC affiliate Senior Underwriter         Charlotte, NC                 

Analyzed and underwrote Standard FNMA conforming programs & Homecomings subprime product line on a wholesale basis. Reviewed guidelines and/or supporting paper trail to meet customer needs or Counteroffer other programs. Proficient with automated underwriting, paperless processing and fraud detention tools.

  • Awarded $ Million dollar signing authority based on quality reviews.

    Wilmington Finance AIG Affiliate Underwriting Manager         Charlotte, NC                 

    Managed the Underwriting Department of underwriters. 

  • Focused and Trained employees on increasing production and quality by utilizing secondary feedback to apply to front end decisionmaking – and by establishing monthly production Tiers based on PTO and experience level to manage total new file turnaround timeframes. 
  • Increased communications between management and employees by developing a quarterly review focused on Quality, Quantity, Service and Attitude. The Quarterly review was successfully implemented by other departments.
  • Reviewed and approved guideline exceptions over the Underwriter’s authority. 
  • Alterna Mortgage Asst Vice President/Sr Underwriter          Charlotte, NC            Managed daily operations for a small size alternative mortgage lending company on a wholesale basis. Analyzed and underwrote Alternative product mix to assure loans met company guidelines for TN, NC, & SC region. Trained & supported operations & sales staff on underwriting requirements and/or program enhancements.
  • Delegated underwriter thru RMIC. As an Officer, obtained NC loan officer license.
  • Established appraisal review process by setting up relationships with rd party Desk/Field review vendors.
  • EquiFirst Corporation Group Manager/Underwriter               Charlotte, NC      

    Managed inside production personnel of employees in Mid Atlantic to Northeastern Regions.

  • Trained personnel to run their teams like a small business by balancing good service and salesmanship with sound underwriting decisions.
  • Highest volumeproducing Group within the company each year. In , region achieved over Million in Broker wholesale business while maintaining the lowest day inventory Nonsellable loans in the company.
  • In February , given a new region to rebuild the inside production staff. Developed and trained new employees, increasing the Regions volume from the previous year and maintaining the lowest day inventory.
  • Reviewed and approved guideline exceptions over Sr. Underwriter’ &/or Team leader’ authority.   
  • Managed & directed the company’s relationship with rd party Credit & Flood vendors. Negotiated a pricing reduction to credit report costs and established the credit report format on the report.      
  • Supported senior leadership with process improvements that resolved bottlenecks as the company continued to grow.
  • Won performance incentive trip to the Bahamas for highest volume.
  • Household Finance Corporation    Account Executive         Lockport, NY/Gastonia, NC         

    Developed direct retail account business, processed & preunderwrote files prior to submittal for final underwrite.

  • Member, HFC President’s club. Won several incentive trips to Puerta Vallarta and Chicago for outstanding sales.


    BSCJ Degree. Major: Criminal Justice & Sociology, Minor: Business administration, .

    Ashland University, Ashland, OH

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