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<pre>Array ( [var] => cut_url ) </pre> Resume for Ali M. for Quality Assurance / Control / Banking in Shakopee, Minnesota. Search More Resumes for Quality Assurance / Control on Resumark.com #ARVJB93P3
 

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Resume for Ali M. for Quality Assurance / Control / Banking in Shakopee, Minnesota




Occupation: Quality Assurance / Control Industry: Banking
Country: United States City: Shakopee
State: Minnesota ZIP: 55379



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Ali M.

Ponds Way Shakopee, MN

H C   
 

Objective:

Seeking a challenging position where my skills in leadership, strategic planning, and new business development will be fully utilized.  

Skills & Abilities:

years experience in mortgage industry. Expertise include: Quality Control/Auditing of NonConforming, FHA and VA loans, Underwriting nonconforming loans including prime, subprime, and jumbo loans, Pre/Post closing and Funding of mortgage loans.  

Computer skills include Windows, Microsoft Office, Lotus Notes and Internet research.  

Employment History:

Wells Fargo & Co.        / – Current

Mortgage QA Analyst :

Review loan documentation, files and/or online transactions, individually or in aggregate to determine if processes and documentation are in compliance with internal company requirements, insurer guidelines, investor requirements, and/or government regulations.

Examines overall loan documentation application, appraisal, title, credit, loantovalue, legal documents and system documentation of unusual, complex, and/or highrisk transactions. For transactions identified with material deficiencies, provides feedback to internal and external customers, including identification of fraud red flags and inconsistencies. Clearly communicates in written form overall transaction quality and any noted deficiencies indentified. Analyzes risks and offsets and develops solutions for the risks and/or complex problems identified. Acts as a mentor to lower level QA Specialists and may assist with their development.  

Wells Fargo & Co.        / – /

Consumer Loan Underwriter :

Review, analyze, approve and underwrite large, unusual or complex individual consumer requests and products within company and industry guidelines. Job duties also include reviewing financial statements, credit reports, applicable ratios i.e. Debt ratios, loantovalue, preparing formal reports for review, ensuring that documents are consistent and uphold to company and industry guidelines, implementing fraud detection techniques, performing compliance reviews, assisting with renegotiations of loans based on lending guidelines, contacting customers and partners to gather information to make appropriate decisions and explain rationale behind credit decision.  

U.S. BANK CORP.        / – /

Auditor:

Audit the mortgage underwriting department for Consumer Finance Division. Making sure that the loans are in compliance with the company guidelines/policies. Making sure that the loan quality meets the company/industry standards. Also make suggestions to improve the current underwriting standards and work processes by implementing best practices and using the effective training and software usage.  

GMAC Rescap        / – /

Quality Auditor:

Perform loan file audits of NonConforming, FHA/VA loan documentation to determine compliance with company guidelines, underwriting philosophy, and company policies. Responsible for analyzing and assessing overall risk of individual loan and make recommendations to mitigate potential losses. Identify red flags and efficiently utilize investigative vendor tools, web sites, and various other sources to uncover misrepresentation and or fraud schemes.  

U.S. BANK CORP.        / – /

Mortgage Underwriter:

Review of credit, income and collateral documents to make lending decisions for customers. Contacted brokers and worked with them to get loans approved. Also include customer service including answering phones etc. 

U.S. BANK CORP.        / – /

Quality Control Analyst:

Worked as a loan document specialist in the Quality Control Department. Prepared loan documents, including hud, mortgage, and other disclosures. Scheduled closings with the title companies and approved huds for loan funding.   

Education:

University of St.Thomas – Saint Paul, MN

  • Masters in Software Systems
  • Certificate in Information Systems
  •  

    Institute of Cost and Management Accountants of Pakistan – Lahore, Pakistan

  • Foundation in Accounting
  •  

    University of Punjab – Lahore, Pakistan

  • B.COM Bachelors of Commerce. Graduate in Accounting and Finance.

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