I am a Banking Executive with over years of Banking experience in India, Nigeria and
Kenya out of which years with State Bank of India in Retail Banking, Corporate
Banking, International Banking, Product Development and Implementation.
I have extensive knowledge, understanding and practice of Relationship Banking and Risk
Management, particularly of Credit Risk and Operational Risk. I have five years of working
experience as CEO in Banks in Nigeria and Kenya; also achieved turnaround and profitability on
Experienced in business development for both Liability and Asset products under Corporate
Banking/ Commercial Banking/ SME Banking, developing Risk and Credit Management Policies,
Credit Operation Manuals, Operation Manual for Banks and Business Continuity Plan, I have a
deep understanding of identifying Credit and Operational Risks; as well as the ability to look for
their mitigating factors and to successfully implement them. As a Relationship Manager, Credit
Analyst, Loans & Advances Administrator and subsequently as a member of Credit Committee
for approval of Credit Proposals, I have been associated with the entire process of Credit
Development and Management; I have also handled budgetary responsibilities, have a good
understanding and experience of BudgetPlanning, Implementation and Control, Cost Analysis
and Control, Inventory Management, Cash and Funds flow etc. I also possess valuable experience
of greenfield setup as well as wide experience of Loan Syndication, Consortium Banking, Import
Finance, Export Finance, International Banking in both retail and corporate banking segment.
Throughout my career, I have built up and established Correspondent Banking Relationships with
many International Banks.
On a personal level, I demonstrate a strong grounding in process and result orientation, quality
consciousness and driving teamwork.
I shall be grateful, if I am given a chance to discuss in more details about my abilities
andÊsuitability for the position available.Ê
Oct – Current UBA Kenya Bank Limited, Nairobi, Kenya
Executive Director Business Development
UBA Kenya Bank Ltd., is % owned subsidiary of UBA Plc, an International Bank from
Lagos, Nigeria. As Executive Director Business Development of UBA Kenya, Binay is
responsible for Business Development in Wholesale, Retail and Electronic Banking
segments of the Bank. He therefore interacts with the Multinationals and Big Corporate
Players in Kenya on one hand, and also follows up business leads from the SME and
Retail Sectors. Earlier, as Project Director, he pursued and concluded the licensing
process for UBA Kenya Bank Limited by opening three branches and the Head Office for