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<pre>Array ( [var] => cut_url ) </pre> Resume for Francisco S. for Banker / Bank Teller / Financial Services in Madrid, Spain. Search More Resumes for Banker / Bank Teller on Resumark.com #IVZEU3UKN
 

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Resume for Francisco S. for Banker / Bank Teller / Financial Services in Madrid, Spain




Occupation: Banker / Bank Teller Industry: Financial Services
Country: Spain City: Madrid
State: Madrid ZIP: 28670



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FRANCISCO S.
Permanent Address: Calle Tajo , Villaviciosa de Od–n, Madrid, Spain
Telephone: + ; mobile +
email:
Certifications
Present CFA Level III candidate
Work Experience
Mar Present CITIBANK Madrid – Divestitures Manager & Credit Policy Analyst
• Responsible for the efficient acceleration of the liquidation of €MM of
unsecured assets through asset sales and balcon outs. Also, assisting in the
divestiture of a further €B in secured assets:
Performing Asset valuations
Negotiating and developing commercial relations with rd parties
Working closely with legal to establish deal terms and contract design
Serving as communication bridge between credit, business and the
region
Preparing and presenting Regional reporting
Developing and supervising operational procedures
Constructing nonrestructuring tools for delinquency contention to
preserve asset value for potential future sales
• Developed stress testing analyses based on BaR Balanceatrisk and diverse
macroeconomic scenarios including black swans for secured portfolios
• Structured risk mitigation tools for high risk receivables that have helped
reducing delinquency close to precrisis levels
• Analysed and tuned credit line decrease strategies for revolving portfolios
based on riskadjusted returns, which have reduced exposure to toxic assets
• Designing the segmentation of receivables into risk segments based on risk
adjusted returns. These has enabled the bank to focus growth on healthy
customers
Jun Feb CITIBANK Madrid – Credit Risk Analyst
• Constructed the Troubled Loan Reserve model for capital reserves which
enabled us to cover the identified reserve gap and keep in line thereafter
• Collaborated in the segmentation of receivables into Core and Wind down
portfolios and reconstructed the analysis and forecasting models after the
segmentation
• Owned the Personal Loan Portfolio for credit risk analysis and reporting
May May CITIBANK Madrid – Management Associate MA Trainee
Credit Risk Management
• Constructed a Writeoff portfolio valuation model for Spain and Portugal
which increased income by €MM
• Developed a valuation forecasting model for future writeoff asset sales
• Collaborated in the valuation of a rejected mortgage and personal loan
portfolio jointventure
Sales Finance Citi«s Consumer Finance Division
• Prepared a P&L forecast model to better assess the impact of actions on
portfolio
• Established financial analysis tools for portfolio performance tracking
Mar May CEPSA Madrid – Treasurer
• Performed the payments of all the company’s invoices
Aug Dec ECONCEPT Bogot – Consulting firm producing Colombia’s performance
reports to Latin Source, a New York based network of independent advisors –
Analyst and Research assistant
• Prepared, analysed and produced reports on Colombia’s economic, financial,
political and social performance
Aug Dec School of Economics, Universidad de los Andes Bogot –
Research and lecturer assistant
Education
– University of St Andrews St Andrews, UK
MSc in International Strategy and Economics
– University of Westminster London, UK
BA Hons in Economics for Business: Upper Second Class Degree .
Skills
Interpersonal Skills
For personal conviction, as well as a CFA candidate, I am committed to the highest levels of ethical and
professional standards. Moreover, I am a highly enthusiastic and charismatic individual guided by a ‘can
do’ attitude.
Computing Skills
Proficiency in Microsoft Office , SPSS user as well as programming skills and some VBA and SAS.
Languages Spanish Mother Tongue
English
Fluent %
Italian Learning: Capable of reading, listening and some speech %%
German Learning: Capable of reading, listening and some speech %
%
Professional interests
• Financial Markets, Credit Risk and Strategic Investment
• Macroeconomic theory
• Financial Modelling & Statistics
Personal interests
• I enjoy reading, particularly on economics and finance, history and philosophy
• Sports, mostly football, tennis and golf
• Music
References can be found on my Linkedin profile.
Madrid, November th,

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