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<pre>Array ( [var] => cut_url ) </pre> Resume for Stephen F. for Other / Insurance in Northfield, Vermont. Search More Resumes for Other on #W7FU32BVA

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Resume for Stephen F. for Other / Insurance in Northfield, Vermont

Occupation: Other Industry: Insurance
Country: United States City: Northfield
State: Vermont ZIP: 05663

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Jefferson Avenue       cell

Northfield, VT         home



  • MBA, MS, ASA, MAAA, CFA Level
  • Actuary with recent experience in individual and group health insurance pricing, rate filing, financial reporting and profitability analysis.
  • Detailoriented professional with highly developed analytical skills seeking positions with exposure to multiple departments, where diverse professional experience can be leveraged by employer to create value for whole organization.


     BLUE CROSS BLUE SHIELD OF VERMONT   Berlin, VT   Associate  Actuary

  • Created companywide cost and utilization trend filings.
  • Created rate filings of individual and group health insurance products.
  • Determined profitability of HMO business for the company and for associated risksharing physician health organizations.   
  • Calculated reserves and liabilities and monthly financial performance statistics on all company products group health, stoploss, individual health, Medicare Supplement, Medicare Part D, FEP and HMO health
  • Analyzed premium rates, rate components and rate filings for profitability.

     HM INSURANCE GROUP Pittsburgh, PA   Actuarial Associate

  • Managed relationships with clients that produced $ million in annual premium.  These relationships involved group health insurance risksharing contracts, group health insurance fronting contracts, provider excess loss insurance policies and health reinsurance contracts.
  • Performed actuarial and financial due diligence, contract analysis and compliance on potential health insurance risksharing and reinsurance clients.
  • Calculated premium rates and supporting factors for health insurance clients.
  • Analyzed new business and renewal business strategies and results of selected clients to increase client profitability.
  • Reviewed group underwriting cases for selected clients.
  • Audited client underwriting and actuarial files onsite.
  • Calculated and reported IBNR claims and monthly financial performance statistics on all client contracts.

     Working outside the actuarial profession and insurance industry, completing masterslevel courses in Studies of the Future from the University of HoustonClear Lake and sitting for SOA actuarial examinations. 

     AMERICAN TRUST ADMINISTRATORS Overland Park, KS   Assistant  Actuary 

  • Evaluated PPO networks’ service areas, provider fees and provider discounts for pricing medical and dental products.
  • Calculated experiencerated quotes for selected new business groups.
  • Created GAAP monthly financial statements, projections and reserves for all company products and Advance Insurance Company’s dental products.
  • Provided reinsurers with monthly financial statement and rating information.
  • Completed special projects such as rate filings with state insurance departments and association term life insurance quotes.

     Earned a MS in finance from Georgia State University, earned the ASA designation, passed level of the CFA examinations and worked outside of the actuarial profession and insurance industry. 

     EXECUTIVE LIFE INSURANCE COMPANY Los Angeles, CA Actuarial Analyst

  • Calculated premiums, benefits and GAAP, statutory and tax reserves for group annuity products that produced over $,,, in sales during the products’ history.
  • Audited group pension participant data.
  • Evaluated mainframe and PC programs and verified output for actuarial accuracy.
  • Primary contact for external auditors and pension plan representatives on group annuity products actuarial work.

    – THE TRAVELERS COMPANIES Hartford, CT Actuarial Analyst

  • Coordinated guaranteed rate basis annuity production among actuarial and client services departments that produced $,, in annual sales.
  • Created terminal funding quotes for the company’s Group Annuity department.
  • Developed various pricing bases and worked on mortality studies for rate basis annuity and terminal funding products.


          MS, Finance , Overall GPA:  . 

          UNIVERSITY OF MINNESOTA Minneapolis, MN

    MBA, Risk Management and Insurance  ,  Overall GPA:  ., Finalist, University of Minnesota Field Project Team of the Year Award for evaluating Gelco Corporation’s standard benefits program and developing a costeffective flexible benefits program. 


          BA, Mathematics , Overall GPA:  . 


          MS courses in Studies of the Future,

  • Associate, Society of Actuaries ASA
  • Member, American Academy of Actuaries MAAA
  • Member, World Future Society
  • Associate Member, Association of Professional Futurists
  • Passed level of the CFA examinations
  • Completed Dale Carnegie training

    SKILLS Advanced level Word, Excel, PowerPoint, Tillinghast Reserve; Intermediate level

    Access, SAS 

    ORGANIZATIONS Memberships in the Society of Actuaries and the American Academy of Actuaries

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